It's FBAR time again!
Do remember that all Americans and greencard holders (in the United States or abroad) are required to file a Foreign Bank Account Report every year IF the AGGREGATE value of ALL their bank accounts abroad exceeds $10,000 (around 7,000 euros) on ANY ONE DAY in the preceding year. If you think about it, that means the vast majority of us.
Fortunately the Treasury Department has thought about it, too, and made it easier to file than it used to be. The form can now be filled out on line using Adobe Reader and saved (do not use last year's form, however! You can copy from last year's and paste into this year's, but you must use the current form). Also, for those wishing to use express/courier mail for speed or security reasons, there is now a "real" street address to which the form can be mailed.
The penalties for not filing are very high and we all know that banks are talking to each other more and more, so it's just not worth ignoring this obligation (which has nothing to do with income taxes - the form is not filed with your tax form or sent to the IRS).
Your FBAR must be received (not sent) by June 30, 2013, so you might as well get it done now! The form can be downloaded at: http://www.irs.gov/pub/irs-pdf/f90221.pdf