Skip to main content

Americans Helping Americans Abroad for Over 50 Years!

AARO Health Insurance Plan for Expat Americans

As an American living abroad, you must have a good health plan to cover your specific medical needs.

AARO is an expert in providing health insurance for U.S. citizens abroad. Since 1987 we have provided a reasonably-priced, comprehensive medical insurance plan valid worldwide for our members. Backed by the internationally recognized insurer Groupama GAN Vie and administered by MSH International, our plan meets the needs of Americans living abroad who have no local medical insurance in their current or target country of residence or who wish to supplement their local plan.

First things first: Define your health care insurance needs

Your first step is to list all the aspects of a healthcare plan that are important to you, such as length of stay abroad, what exactly you need covered (hospital stays, doctor visits, specialist care, etc), level of reimbursement, how the plan provides reimbursement, and other characteristics. Then compare among the different insurance plans that are available to U.S. citizens abroad.

Don’t forget that you may be spending time back in the U.S.A. Will your insurance plan cover you back home while visiting friends and family?

The AARO health plan is designed for you!

Top features of the plan have been specifically designed for Americans living abroad.

  • All American citizens living abroad and who are members of AARO are eligible to apply, along with their partners and dependents
  • Available in almost every country worldwide
  • Easily portable if you move from one country to another outside the U.S.
  • Coverage includes the U.S. for emergency cases
  • No age limit
  • All communication can be done in English
  • 24/7 availability by phone and email

Find more information about the plan’s features, benefits and coverage options.

How to Sign Up

Click on the box “How to Sign Up” to start the signup process.

or get more details at How to Sign Up for the AARO Insurance Plan.

About the Insurance Provider

The AARO plan is administered by MSH International, a wholly-owned subsidiary of the DIOT-SIACI GROUP. AARO has worked with MSH for over three decades to provide policies for Americans living abroad.

Questions? Contact the MSH Enrollment Team!

Telephone: +33 1 44 20 48 77, 9:00-12:00 & 13:00-18:00, CET

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

Ready to sign up? Send your application to:

Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

Or, alternatively by post:

MSH INTERNATIONAL
AARO Service Adhésions
22 allées de l’Europe
92587 Clichy
Cedex FRANCE


Have Questions?

ask an expert

Voting, FATCA, taxation...
So many questions!
Need a quick answer?

Learn More About AARO's Health Insurance Plan

MSH logo

+33 1 44 20 48 77
This email address is being protected from spambots. You need JavaScript enabled to view it.